Welcome to our Local Bank in Western NC

We offer a wide range of savings accounts and home loans to meet your financial needs.

An overhead photo of the town of Sylva, NC

Banking for a better community.

Since 1955 Jackson Savings Bank, SSB has been empowering your financial journey with a hometown touch. At Jackson Savings Bank, we blend local decision-making and personalized service to provide secure, sound financial solutions. From CDs to construction loans, we’re not just a bank; we’re your neighbors, reinvesting every dollar into the community that builds homes, creates jobs, and nurtures families. Choose us—where your financial well-being is our top priority, and every interaction is a step towards a brighter, local future.

We preserve the personal touch.

Jackson Savings Bank operates in Sylva and its surrounding areas, catering to customers who prefer local banking services with a personal touch and are committed to supporting local businesses and community development.

We reinvest in the community by recycling savings into loans that help improve the local area. We value trust, integrity, community-driven efforts, promptness, and putting customer needs first, aiming to make the community a better place to live and raise a family.

3 professionals shaking hands and smiling

What We Offer

Our services include construction loans, mortgage loans, refinance options, money markets, and short-term loans for land, among other

Home Loans

Purchasing a home can be a huge financial decision. Jackson Savings Bank, SSB offers competitive mortgage rates on traditional homes, manufactured homes, land, and commercial properties with various finance options. Contact us today for our current rates or visit us to pick up an application and let us help you reach your goals of being a homeowner.

A happy couple being given keys to their new home

Savings

With a passbook savings or money market account, there are no statements to manage. All transactions are recorded in your personal passbook. The minimum balance to open a savings account is $100.00. The minimum balance to open a money market account is $1,000.00. With variable interest rates and very little fees, these accounts offer an easy way to save money.

Someone putting coins into a piggy bank

CDs

Our competitive interest rates allow you to earn money while saving at the same time.  Jackson Savings Bank, SSB offers a variety of CD terms to meet your savings needs. Contact us for our current rates or visit us today to start saving. The minimum balance to open a CD account is $500.00. 

Various office supplies on top of paperwork titled "Certificate of Deposit"

Phone

Call us today to speak with a representative who can assist you with all your banking needs.

828-586-2451

Office

Visit us at our local branch for personalized service and support from our friendly team.

741 West Main Street, Sylva, NC 28779

Apply

Conveniently apply for loans online from the comfort of your home.

Special Offer!

Lower your monthly mortgage payment!

2/1 ARM

4.99% rate
5.16% APR

(Rate adjusts annually after two years)
Index: 3.59 Margin: 1.40 as of 9/19/2024

NMLS: 422088