About Us

Our purpose is clear: reinvesting in the community. When you entrust your funds, they don’t sit idle. Instead, we put them to work immediately by reinvesting them into the community that empower individuals to purchase, construct, or enhance their homes.

This virtuous cycle not only supports local businesses and generates employment opportunities but also contributes to the overall beauty and well-being of our community. Together, we create a better place to call home, where families thrive and dreams take root.

An overhead photo of Jackson Savings Bank

What makes us different?

We are a community-focused bank that values personal relationships and local service to achieve/experience financial stability and growth. Unlike big impersonal banks, our solutions prioritize personalized financial guidance, community reinvestment, and a commitment to customer empowerment.

An Overhead photo of the town of Sylva, NC

Mission

Our mission is to nurture financial well-being within our community, making it a better place to live. We are committed to fostering growth, providing personalized loan solutions, guiding individuals through the mortgage process, and teaching saving principles.

Purpose

Our purpose is clear: reinvesting in the community. When you entrust your funds, they don’t sit idle. Instead, we put them to work immediately by reinvesting them into the community that empower individuals to purchase, construct, or enhance their homes. This virtuous cycle not only supports local businesses and generates employment opportunities but also contributes to the overall beauty and well-being of our community. Together, we create a better place to call home, where families thrive and dreams take root.

Value

We operate with trust, integrity, and a community-driven spirit. Our promptness ensures that customer needs come first, and we offer personalized financial solutions. When you choose us, you get a human touch, not just a bank. We build lasting relationships, guide individuals through the mortgage process, and reinvest in our community, promoting growth and prosperity.

The Story of Jackson Savings Bank

For over sixty years, Jackson Savings Bank, SSB has taken pride in a history of dedicated service to the people of Jackson and the surrounding counties of Western North Carolina.  This service began in 1955 when a group of thirteen local business and professional people, inspired by a common goal to invest in the people and future of the county, founded Jackson County Savings and Loan Association.

1961 - 1986

In 1961, Federal Insurance was approved for every account by the Federal Savings and Loan Association Corporation.  In 1968, the Association purchased property and in the fall of 1971, plans were drawn up for a building to house the Association.  Since 1957, the organization had occupied office space in the former Hotel Lloyd building.  In September of 1972, the Association moved into its new quarters and present location.  Expansion came on November 7, 1988 with the addition of the Bryson City branch office.

1987 - 1992

The institution also changed in name in 1987 to better reflect its growth and services provided to the surrounding counties, becoming Jackson Savings and Loan.  Then on July 2, 1992, under the State Savings Bank Charter made available by the North Carolina State Legislature in 1991, the institution took its present name of Jackson Savings Bank, SSB.

Today

Today, Jackson Savings Bank is proud of its past and looks forwards to the present.  Since its beginning in 1955, the bank has grown in size and assets, along with the communities we serve.  We are proud to have a significant role in this growth, providing loans and savings accounts that have generated new and prospering homes and businesses throughout the region.

The front of Jackson Savings Bank's building
The front of Jackson Savings Bank's Building

Special Offer!

Lower your monthly mortgage payment!

2/1 ARM

4.99% rate
5.16% APR

(Rate adjusts annually after two years)
Index: 3.59 Margin: 1.40 as of 9/19/2024

NMLS: 422088