10 or 15-Year Fixed Rates
These loans have a fixed interest rate that will not change for the life of the loan.
We provide the following financing for home loans:
90% financing for home loans.
80% financing for manufactured home loans.
Commercial Loans
15-Year Adjustable Rate
This loan offers 65% financing on most commercial properties at a fixed or adjustable rate depending on your needs.
Construction Loans
These loans allow individuals the ability to build their home. Have comfort in knowing when construction is complete, the loan will be converted to a permanent loan.
We provide the following financing for construction loans:
65% financing for commercial, multifamily and other non-residential buildings.
80% financing for one-to-four family residential.
Land Loans
5-Year Adjustable (Residential only)
Suitable for residential development, this loan offers financing up to $100,000 or the lesser of 65% of the purchase price or appraised value. Lending is available for a maximum of 10 acres up to a 10-year term.
We also offer up to 100% financing on USDA, FHA, VA and Conventional loans. Contact one of our loan officers for more information.
Certificate of Deposit Loans
We loan up to 90% of the balance on Certificate of Deposit accounts. Contact us today to get started.