Mortgage Loans

Purchasing a home can be a huge financial decision. Jackson Savings Bank, SSB offers competitive mortgage rates on homes, doublewides, land and commercial properties with various finance options. Contact us today for our current rates or visit us to pick up an application and let us help you reach your goals of being a homeowner.

Home Loans

30-Year Adjustable Rate
With a lower interest rate, this loan is great for first time home buyers or those who wish to refinance every few years.

5 or 10-Year Fixed Rates
These loans have a fixed interest rate that will not change for the life of the loan.

Doublewides

25-Year Adjustable Rate
The interest rate is generally lower than our fixed rate loan.

10 or 15-Year Fixed Rates
These loans have a fixed interest rate that will not change for the life of the loan.

We provide the following financing for home loans:
90% financing for home loans.
80% financing for manufactured home loans.

Commercial Loans

15-Year Adjustable Rate
This loan offers 65% financing on most commercial properties at a fixed or adjustable rate depending on your needs.

Construction Loans

These loans allow individuals the ability to build their home. Have comfort in knowing when construction is complete, the loan will be converted to a permanent loan.

We provide the following financing for construction loans:
65% financing for commercial, multifamily and other non-residential buildings.
70% financing for one-to-four family residential buildings.

Land Loans

5-Year Adjustable (Residential only)
Suitable for residential development, this loan offers financing up to $100,000 or the lesser of 65% of the purchase price or appraised value. Lending is available for a maximum of 10 acres up to a 10-year term.



We also offer up to 100% financing on USDA, FHA, VA and Conventional loans. Contact one of our loan officers for more information.



Certificate of Deposit Loans

We loan up to 90% of the balance on Certificate of Deposit accounts. Contact us today to get started.

Jackson Savings Bank, SSB
NMLS 42208